Skip to main content

UNIQO insurance for children

Let's give our children the best possible start in life, careless childhood and a safe future. 

UNIQO insurance for children

We all want the best for our children, to give them careless childhood and a safe future. Don’t wait to secure your child's future! Enable you child to have better education, to be able to buy a car, travel or make their first investment.

FAQ

It is a financial security for your child when they decide to leave home. If the insured person dies, UNIQA Osiguranje dd takes over the obligation regarding premium payment until expiry of the policy. If the child dies, UNIQO will return the paid premium plus the earned profit.

UNIQO child insurance policy is for children aged 0 - 14, and the insurance expires between the child’s age of 18 - 25.

It can be concluded for the period of 5 to 25 years, depending on the age of the child and insured person.

You can choose to pay it monthly, quarterly, semi-annually and annually.

When your child reaches a certain age when they are sufficiently mature to make life decisions, they will be able to use the money you have been saving for their future.

Example:

Ms. Irma K. is a 31-year old mother who wants to secure financial future of her newborn boy Nedim, for a period of 19 years so she will be paying an annual premium of BAM 1,200.00 (BAM 100 per month) during the insurance term.

Insured cases

Fee

 

Endowment insurance

BAM 21,776 

+ total generated profit*

+ reward for straight-A students BAM 653

 

Death insurance (death by disease or accident)

 

 


Premium paid by that moment

+ profit generated by that moment*

 

Death insurance (death by disease or accident)

UNIQA Osiguranje d.d. assumes the obligation to continue paying the premium until the insurance expires, after which the amount of BAM 21,776 is paid 

+ total generated profit*

+ reward for straight-A students BAM 653

*The profit is the amount assigned to every life insurance policy with a saving insurance component after expiry of the second year of insurance.

We shall also reward excellent students!

If your child completes all high school grades with excellent results, we will reward him/her with 3% of the insured sum!