APPLY ONLINE FOR A CURRENT ACCOUNT OVERDRAFT: Current account overdraft
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Basic information
A current account overdraft is a loan product in the form of additional funds on the current account.
Funds can be used in accordance with needs, up to the amount of the approved overdraft, and without prior notice to the Bank. The monthly interest is calculated only on the funds used.
It is not necessary to prove the purpose of using the funds for the approved overdraft.
Each inflow of funds to the account reduces the utilisation of the overdraft, which means that you can use the funds again. There is no monthly obligation to return the principal.
The precondition for overdraft approval is that you receive your salary/pension through Raiffeisen Bank. The overdraft is approved in the amount of 100% or 200% of the monthly income.
The first overdraft is valid for one month, each subsequent revision or re-approval is made automatically every 6 months in accordance with the last salary payment, including the payment of hot meals and transportation/pension.
Why Raiffeisen?
There are many reasons why Raiffeisen Bank is the right partner when choosing an account set. These are the main advantages:
1. You are in safe hands
Raiffeisen Bank is a member of the RBI Group - an established and multiple award-winning banking group in Central and Eastern Europe.
2. Use flexible repayment conditions
Adapt number of instalments for repayment to the possibilities.
3. We are the most recommended Bank
We are proud to emphasise that we are the most recommended bank in the country.