Mobile payment m-pay

• Fast and simple - Just hold your mobile phone close to the contactless POS terminal and the payment is performed
  
• High level of security- Pay by entering the m-pay password known to you only or by your fingerprint
  
• Acceptance at all locations**- Use the m-pay application at all contactless POS terminals in the country and abroad, without Internet connection!
  

• Quick and Easy - Simply bring your phone close to a contactless POS device and the payment is done. 
• High Level of Security - Pay by entering the m-pay code known only to you or using your fingerprint. 
• Accepted Everywhere** - Use the m-pay app on all contactless POS devices domestically and internationally, even without an internet connection!
  

• The merchant enters the purchase amount.
• Hold your smartphone near the POS device.
• When you hear the "beep" sound and receive a receipt, the payment is complete!

Prerequisites for using the m-pay app:

• The m-pay app is available only for Android devices with a minimum of 4.4 KitKat operating system.
• To be able to pay with m-pay, you need to enable the NFC (Near Field Communication) option on your Android device.
• You need to have at least one active debit or credit card issued by Raiffeisen Bank.
  

1. Fill out the application form at the nearest bank branch.
2. You will be assigned an Access Code.
3. You will receive an SMS code via text message.
4. Download the m-pay app from Google Play.
5. After entering the Access Code and SMS code into the app, you will be prompted to create your own password, which you will use to access the app and verify transactions—this m-pay password will be known only to you.
   

It is not possible to use MasterCard Shopping card for payment in instalments via m-pay service. If you want to pay in instalments by this card, at POS terminal you need to use your Shopping Card instead of your smart phone.