Property insurance
Find your insurance policy in the nearest branch of Raiffeisen bank in the Federation of BiH!
Act in time and sleep carelessly.
There is no place like home. It is something in which you invested your love, time and efforts and years of hard work. Home insurance covers all risks that might destroy everything that you have worked hard for.
FAQ
Inhabited residential buildings with auxiliary buildings (garage, boiler room, basement, etc.), different things in residential buildings, meters for electricity, water and gas.
- Lightning stroke
- Explosion
- Storm
- Hail
- Crash of unknown vehicle into the insured
- building
- Falling aircraft
- Events and demonstrations
Additional property insurance covers the following risks:
- Pipe burst
- Burglary and robbery
- Glass breakage
- Third party liability
- Refund for replacement room
The insurance policy is agreed for an indefinite period, with the option of an automatic annual renewal (with the possibility to either terminate or amend the agreement).
With an additional property insurance policy you are entitled to a home assistance service, which means that you get help 24 hours, 365 days in a year. This service covers assistance provided by plumbers, electricians and glaziers as well as heating system repair and is valid for up to 3 events during one insurance year.
- Home assistance
- Bonus
- Insurance of buildings and household items with zero depreciation
- Possibility of online payments at a discount of up to 40%
If you select any of our insurance packages, you are entitled to home assistance, which includes the following urgent interventions by:
• locksmith
• carpenter
• electrician
• plumber
• glazier
• heating repairs
Home assistance is available 24/7/ the entire year. You only need to call 033 263 684 and a handyman will come to your address to provide the requested service in duration of one hour per visit. You are entitled to this service three times a year.
Bonus is a special discount on the insurance policy price, awarded to those who did not have any damages reported over a certain period of the policy. Every year without reported damages gives you a bonus of 25% discount.
Home insurance for properties under 60 years of age does not take depreciation levels into consideration. Your household items are also insured as if they were new, with zero depreciation.
The insurance premium is calculated based on the square area of the insured property and paid annually on the one-off basis.
It can also be paid in instalments.
If you meet the following conditions, you are entitled to additional discounts:
• one-off payment 10% discount
• indefinite duration of insurance 10% discount
• having an entrance door with a security lock 10% discount