
Visa Gold credit card: Premium credit cards tailored to you
Visa Gold cards offer repayment options - either 3% of the debt or the entire transaction with a payment deferral of up to 50 days, without interest.

Travel safely
Travel health insurance
Luggage insurance against delays or loss during or after travel
Travel cancellation insurance and travel interruption insurance

We offer you a premium feeling of security
With life insurance and insurance against any financial loss caused by the loss of the VISA Gold card due to loss, theft or robbery.
Reimbursement of the costs of blocking and reissuing a lost card, reimbursement of the costs of reissuing the personal documents lost together with the VISA Gold card.

Buy Premium
Extended warranty for products paid by the VISA Gold card at home and abroad.
Open the door to where a whole series of tempting offers and new experiences await you!
Whether it's for travelling, shopping or going to a restaurant, the Visa Gold credit card is accepted in tens of millions of locations around the world, so you can use it for almost anything you need.
When making payments with cards issued by Raiffeisen Bank abroad in a foreign currency, the transaction is converted into the BAM currency and recorded on the customer's account in an amount that is of an informative nature. The amount charged/reserved is shown at the exchange rate of the card organisation (Visa or Mastercard) for the EUR currency current on the date of the transaction. When the transaction is due for billing by the Bank, it is possible that the displayed amount of these transactions will be changed subsequently, and at the latest within 30 days from the actual date that the transaction was carried out. This means that the amount actually charged may be different depending on the sell rate for Raiffeisen Bank’s foreign currency that is current on the day of posting, which may differ from the rate on the day of the transaction.
* The exchange rate is used when transferring money from account to account.

Use your Premium benefits
Discounts and other benefits at many hotels and sales points around the world.
Take advantage of the special benefits that your Visa Gold brings with it.
Recycled cards
In line with its sustainability strategy, the Bank contributes to a healthier planet and environmental protection in various ways.
Our new recycled cards are made from 85% recycled PVC, which directly reduces the creation of new waste and conserves energy. Choose us as your partner, become part of the sustainability story, and make your ecological contribution to the world.
