
Mastercard® World Elite card: Stay online while traveling with Flexiroam.
With the MC World Elite debit card, you have easy access to roaming available in over 200 destinations.
When making payments with cards issued by Raiffeisen Bank abroad in a foreign currency, the transaction is converted into the BAM currency and recorded on the customer's account in an amount that is of an informative nature. The amount charged/reserved is shown at the exchange rate of the card organisation (Visa or Mastercard) for the EUR currency current on the date of the transaction. When the transaction is due for billing by the Bank, it is possible that the displayed amount of these transactions will be changed subsequently, and at the latest within 30 days from the actual date that the transaction was carried out. This means that the amount actually charged may be different depending on the sell rate for Raiffeisen Bank’s foreign currency that is current on the day of posting, which may differ from the rate on the day of the transaction.
* The exchange rate is used when transferring money from account to account.
Make a new Raiffeisen friend possible
Don't miss out on the benefits we've prepared for you – our loyal Premium clients!
Invite friends to become Raiffeisen Premium clients and you will receive a monetary benefit of 60 KM
When your friend becomes our Premium client, they will also receive a monetary benefit of 50 KM.

Travel worry-free
Travel health insurance
Baggage insurance in case of delay or loss during or after travel
Coverage for the risk of cancellation of the booked trip before it starts or interruption of an ongoing trip

Personalized Concierge service whenever you need it
Do you want to experience a lifelong dream or need help planning the perfect vacation?
Mastercard concierge specialists are happy to assist with tasks such as purchasing concert tickets, booking dinner reservations, organizing transportation, or finding someone to look after your children.
All of this is available at your fingertips with just one call to +387 33 755 046, where you will receive the necessary support based on your requests.

Global Data Roaming: Travel and stay online with Flexiroam! Now available in over 200 countries and through more than 580 telecommunications providers.
Thanks to your Mastercard® World Elite debit card, issued by Raiffeisen Bank, you no longer need to worry about data roaming connectivity, as you will enjoy relaxed and worry-free communication with Mastercard® Global Data Roaming, a service provided by Flexiroam.
Flexiroam's Mastercard® Global Data Roaming allows you easy access to roaming wherever you travel:
• Free 5x1GB roaming plan for 5x3 days
• 15% discount on all packages if activated directly through Flexiroam
• Available in over 200 destinations through access to more than 580 telecommunications providers
Register your Mastercard® World Elite debit card at the following link:
https://europe.flexiroam.com/ and stay online wherever you travel!

Relax before your flight with LoungeKey
The Mastercard World Elite card gives you six free accesses to over 1,500 airport business lounges worldwide during one calendar year.
To use the services of one of the business lounges at the airports, simply show your Mastercard World Elite card to the employees at the entrance to the business lounge.
A list of available business lounges at airports that you can use free of charge or at a discount can be found at website or the LoungKeyApp application for your smartphone.

Get automatic cashback.
You can receive automatic cashback when you pay with your Raiffeisen World Elite card at selected merchants and exclusive global brands.
Payments can be made on-site or online, depending on the merchant's offer. Cashback is credited directly to your account.
Visit mtr.mastercardservice.com/bs to find locations and merchants worldwide where you can receive automatic cashback with your Raiffeisen World Elite card.
Recycled cards
In line with its sustainability strategy, the Bank contributes to a healthier planet and environmental protection in various ways.
Our new recycled cards are made from 85% recycled PVC, which directly reduces the creation of new waste and conserves energy. Choose us as your partner, become part of the sustainability story, and make your ecological contribution to the world.
