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Mastercard® Gold debit card: Exclusive benefits wherever you are? It's possible!

Travel comfortably with LoungeKey. With Mastercard Gold and Mastercard World Elite debit cards, enjoy complimentary access to selected lounges and benefit from various discounts at over 900 airport business lounges worldwide.

Use your Premium benefits

By using this prestigious card, you get various privileges and discounts at many sales and
service points (exclusive shops, restaurants, hotels...), both in the country and abroad.

Make a new Raiffeisen friend possible.

Don't miss out on the benefits we've prepared for you – our loyal Premium clients!

Invite friends to become Raiffeisen Premium clients and you will receive a monetary benefit of 60 KM.

When your friend becomes our Premium client, they will also receive a monetary benefit of 50 KM.

Get automatic cashback

You can get automatic cashback when paying with your Raiffeisen Gold Mastercard at selected merchants and exclusive global brands.

Payment can be made at the location itself or online, depending on the offer of the selected merchant. The cashback is made directly to your account.

Visit mtr.mastercardservice.com/bs and find locations and retailers worldwide where
you can get automatic cashback with your Raiffeisen Gold Mastercard.

This golden Premium banking product provides you with much more than the standard benefits of a debit card, as the Gold Debit MasterCard is enhanced with special benefits of the MasterCard brand and the exclusivities of the Gold card. 

Pay for goods and services and withdraw money up to the amount of funds available in the card account.

When making payments with cards issued by Raiffeisen Bank abroad in a foreign currency, the transaction is converted into the BAM currency and recorded on the customer's account in an amount that is of an informative nature. The amount charged/reserved is shown at the exchange rate of the card organisation (Visa or Mastercard) for the EUR currency current on the date of the transaction. When the transaction is due for billing by the Bank, it is possible that the displayed amount of these transactions will be changed subsequently, and at the latest within 30 days from the actual date that the transaction was carried out. This means that the amount actually charged may be different depending on the sell rate for Raiffeisen Bank’s foreign currency that is current on the day of posting, which may differ from the rate on the day of the transaction. 

* The exchange rate is used when transferring money from account to account.

We offer you a premium feeling of security

With life insurance and insurance against any financial loss caused by the loss of the Mastercard Gold debit card due to loss, theft or robbery.

Reimbursement of the costs of blocking and reissuing a lost card, reimbursement of the costs of reissuing the personal documents lost along with the Gold Debit MasterCard.

Recycled cards

In accordance with its sustainability strategy, the Bank contributes to a healthier planet and environmental protection in various ways.

Our new, recycled cards are made of 85% recycled PVC, which means a direct reduction in the generation of new waste, and energy conservation. Choose us as your partner, become part of the sustainability story and make your environmental contribution to the world.

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