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mala i srednja preduzeca kratkorocni krediti

Business loans: Make a taste of success possible

Let's find a solution together that will improve your business.

Overdraft

Overdraft/allowed overdraft on your company's transaction account is a product that allows you to cover unforeseen expenses or finance urgent needs, improve the liquidity and stability of your business up to the amount of the pre-approved limit.

Contact us by phone, email or visit our branches to learn more about the terms and how to take advantage of this useful service.

Flexibility We give you the flexibility to manage your finances and react to unexpected expenses
Clear conditions We transparently explain the terms and conditions for using the service use so that you can be sure of your financial decisions
Urgent solutions We support your business by providing you with the possibility of quick financial assistance when needed

Working capital finance

A working capital loan enables access to the financial resources required to support the daily business activities of your company, the acquisition of working capital or business funds.

We offer you support in financing the development of your business.Our working capital loan is approved based on your business reputation, income and needs. After submitting the application, our team will analyse your request and provide you with an answer as soon as possible.

We offer you support in financing your daily operations. Contact us today to learn more about our working capital loan services.

Your business support is our priority.

Tailored to your needs We are proud to offer you a loan tailored to your specific requests and business model
Transparency and reliability Our terms and conditions are clear and the application approval process is transparent enabling you to easily access to necessary funds
Fast access to finance We provide quick responses and payments so you can respond to the urgent needs of your business

Revolving loan

The revolving loan allows you to use a certain amount of funds as required during a pre-agreed period, make a repayment and use it again. 

This type of loan offers flexibility to users as it allows them to repeatedly use the funds up to a certain limit, whereby interest is calculated only on the amount that is in use.

In this way, users have greater control over the usage of funds, and can effectively manage their finances.

Flexibility Customers can borrow money as needed, and after repayment, that money is available to them again without the need for a new application
Tenor Usually there is no fixed tenor, but repayment is made based on monthly minimum instalments or based on the current debt balance
Reuse of funds After repaying the borrowed amount, the funds are available for reuse

Investment Financing Loans

Investment financing loans are intended for clients who need funds for purchasing equipment, machinery, plants, and for the construction or purchase of business premises.

Benefits Possibility of arranging a repayment period of up to 96 months with a grace period of up to 6 months, depending on the needs of the clients and the investment.
Collateral for investment loans Promissory notes from the legal entity and personal promissory notes from the owner, mortgage, pledge on equipment or vehicles.
We offer you our support in project implementation and financial advisory for your future investments.