mala i srednja preduzeca kratkorocni krediti

Loans with Guarantee Funds: Loans in Cooperation with the European Investment Fund (EIF)

Raiffeisen Bank dd Bosnia and Herzegovina has signed an agreement with the European Investment Fund (EIF) for the WB EDIF 4SME RESILIENCE guarantee program, which is intended to support small and medium-sized enterprises in the Western Balkans, specifically for the part of the program that pertains to such legal entities in Bosnia and Herzegovina.

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Loans intended for legal entities from the category of clients who have:

Fewer than 250 employees

Total balance sheet less than or equal to 84.10 million BAM (43 million EUR)

Additional Information:

Collateral: Promissory notes from the legal entity and co-obligation of the owner, majority owner, or legal entity, and promissory notes with aval or personal promissory notes/co-obligation of the individual owner.

Loan term: Minimum 36 months (not including 36 months), maximum up to 48 months

Loan amount: Maximum 200,000 EUR for investment loans and 150,000 EUR for permanent working capital loans, depending on relevant indicators for each client individually.