Business loans
Let's find a solution together that will improve your business.
Overdraft
Overdraft/allowed overdraft on your company's transaction account is a product that allows you to cover unforeseen expenses or finance urgent needs, improve the liquidity and stability of your business up to the amount of the pre-approved limit.
To learn more about how our Overdraft can support your business requirements, you can call our Contact Centre at 033 755 045 or visit your nearest Bank branch.
Revolving loan
The revolving loan allows you to use a certain amount of funds as required during a pre-agreed period, make a repayment and use it again.
This type of loan offers flexibility to users as it allows them to repeatedly use the funds up to a certain limit, whereby interest is calculated only on the amount that is in use.
In this way, users have greater control over the usage of funds, and can effectively manage their finances.
Long-term loans
Our customers can choose from different forms of loan arrangements (with different purposes, maturities, repayment methods, prices and other terms), which our bank will structure to match the customer’s current business activities and project investment plans. If you plan to venture into major investments and expand your business or procure new machinery and equipment, you can opt for a long-term loan of our Bank to help you along the way.
Benefits of long-term loans
Short-term loans
With short-term loans, bridge current illiquidity and finance current business activities (payment of goods, procurement of supplies, payment of liabilities to suppliers) or refinance existing liabilities. If you need to finance your current activities, settle liabilities to suppliers, acquire and pay for goods or to refinance existing liabilities, various forms of Raiffeisen bank loan arrangements are at your disposal.
Depending on the specific situation within your company, we will help you find a solution that best suits your needs:
- Overdraft
- Working capital finance
- Revolving loans
Working capital finance
A working capital loan enables access to the financial resources required to support the daily business activities of your company, the acquisition of working capital or business funds. We offer you support in financing the development of your business.
Contact us today through our Contact Centre on 033 755 045 or visit our nearest branch to learn more about our working capital loan. Our priority is support for your business.
"Green" investment loan
Financial support for the implementation of investments with a green component, i.e. investments that promote sustainability and environmental responsibility, which includes refinancing the investor's own invested funds as well as refinancing investment loans in other banks for such types of investments.
Benefits
Loan term:
Possibility of contracting for up to 120 months (depending on the life of the investment) with a grace period of up to 24 months.
Ammount:
Loan amount up to the maximum value of the investment.
Support:
Project implementation and financial consulting.