
Credit lines of Raiffeisen Bank
Go Digital in BiH
As a responsible banker, Raiffeisen Bank offers customers sustainable financial products that will contribute to their competitiveness and support their modernisation. Funds from the EBRD credit line „Go Digital in BiH“ are intended for financing projects in the area of automation and digitalisation and green investments.
Financial benefits are paid to the customer upon successful verification of the project, and the funds are provided by the European Union.
The funds of the EBRD Go Digital line are limited and the offer is valid until the funds from the credit line are used up.Loan amount:
- up to 1 mio EUR
- Repayment term: from 18 months to 84 months

Loans from the EBRD credit line "Go Digital in BiH" are intended for financing:
• Transport systems (conveyor belts, selection and placement systems, etc.),
• Automated sorting systems,
• Packaging and placing on pallets,
• Automated storage systems,
• Automatic systems for dividing feed for livestock,
• Technology that improve business efficiency, productivity and flexibility over the production cycle (interconnected and rapidly programmed collaborative robots/machines),
• 3D printers connected with digital development software,
• Expanded possibilities for supporting production processes,
• Simulation between interconnected machines for process optimisation.Only expenses (excluding VAT) incurred after the date of the Credit Agreement will be considered an eligible investment.
• Free technical assistance to the applicant for investment optimisation in accordance with priority directives of the European Union (EU).
• An incentive of up to 15% of the investment amount is paid to the customer, who meets the conditions, after the successful verification of the project.
• Incentive for small and medium-sized enterprises in BiH to improve their business and competitiveness by investing in hardware and software that enable digital transformation and automation processes.
• Support for the transition to a green economy.
• The EBRD provides SMEs with direct financing and advanced know-how to make them more competitive on the EU market in terms of their business processes, products and services, in accordance with relevant EU directives, using digital and automated technologies.
EBRD Go Green

Funds from the EBRD Go Green credit line can be used for investment projects primarily aimed at improving compliance with one or more EU directives in environmental protection, occupational safety, and product quality and safety.
Financial benefits are paid to the client upon successful project verification, and the funds are provided by the European Union.
Funds from the Go Green line are limited, and the offer is valid until the credit line funds are exhausted.
The maximum loan amount available from the Go Green line is up to 1 million EUR or 1,955,830.00 KM.
Repayment period: from 18 months to 84 months.

Funds from the EBRD SME Go Green credit line can be used for investments in:
industrial premises, equipment, software, improvement of enterprise management systems, and/or general upgrades,
with the primary goal of improving compliance with one or more EU directives in environmental protection, occupational safety, and product quality and safety.
The eligibility assessment of the investment is conducted by EBRD partner consultants based on the submitted documentation during the implementation of the EBRD SME Go Green credit line.
Every project successfully verified by the Consultants as successfully implemented or completed by 10/2026 will qualify for an incentive payment of up to 15% of the approved loan amount, excluding any VAT.