You want to save on a long run? If you are ready to accept a higher investment risk for higher yields, then you should opt for Raiffeisen BALANCE, a fund with a recommended investment horizon from 3 to 5 years.
|Type of fund:||Mixed/balanced|
|Investment goal:||To generate a high yield on a long run by investing the Fund's assets mostly into bonds and shares of foreign issuers.|
|Whom the fund is intended for:||Private and institutional investors conformed with the Fund's investment goal, who invest in a long run, want their units to be redeemed at any time and are ready to accept higher investment risk to achieve higher yields.|
|Minimum initial investment:||500,00 KM|
|Minimum amount of each next investment:||100,00 KM|
|Minimum payments under an investment scheme*:||50,00 KM|
* An applicant who opts for an investment scheme has to make multiple periodical payments in pre-defined amounts (standing order).
|up to 10.000,00 KM 1,00%|
|10.000,01KM - 20.000,00 KM 0,90%|
|20.000,01KM-50.000,00 KM 0,80%|
|50.000,01KM-100.000,00 KM 0,70%|
|100.000,01KM - 500.000,00 KM 0,60%|
|500.000,01KM - 1.000.000,00 KM 0,50%|
|1.000.000,01KM i preko bez naknade|
The entry fee for investments under an investment scheme is equal to 0.50% of the amount paid.
|2,00% za ulaganja kraća od jedne godine|
|1,00% za ulaganja kraća od dvije godine|
|0,00% za ulaganja duža od dvije godine|
Exceptionally, no exit fee shall be charged for amounts above KM 800,000.00 and investment periods above 1 year.
|Management fee:||2.50% of the Fund's total assets, annually|
Calculation date for the first unit price: 15/01/2013
Initial unit value: KM 100.00
The investment goal of the Fund is to yield high returns over a long-term horizon by investing the assets of the Fund predominantly into the bonds and equities of foreign issuers. The Fund is permanently exposed to bond and share markets with investments of not more than 60% of its net assets per individual asset class. The Fund's strategy allows investments into financial instruments on the B&H market, in EU Member States as well as EU non-Member States.
Permitted and Restricted Investments
The Fund's assets shall be invested in the following financial instruments:
Bonds, money market instruments and investment funds focused on fixed-yields financial instruments, in Bosnia and Herzegovina (FB&H and RS), other CEFTA member states, EU Member States (Member States) and OECD member states, up to 60% the Fund's net assets.
Shares and voting rights/ share disposal rights and investment funds mostly investing in shares in Bosnia and Herzegovina, other CEFTA members, the members of the European Union and other members of OECD, up to 60% of the Fund's net assets.
Investment funds in Bosnia and Herzegovina, other CEFTA member states, Member States and OECD member states, up to 30% of the Fund’s net assets
Deposits in financial institutions and money in the Fund's accounts, up to 30% of the Fund's net assets
Repurchase agreements for the instruments specified above, up to 30% of the Fund’s net assets.