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Junior saving

Saving for the future allows you as a parent to deposit money over time into a specially designed passbook – Raffe the Giraffe - until your child’s full legal age.

Find out more

Junior saving

 

Saving for the future allows you as a parent to deposit money over time into a specially designed passbook – Raffe the Giraffe - until your child’s full legal age.  

Benefits

  • Vaše uplate/isplate nisu ograničene

    There is no cap on individual deposit placements/withdrawals

    During the deposit period, you can make as many payments and withdrawals as you like. All additional payments are recorded in the savings book without the need for a new agreement, and interest is accrued on the latest saving balance. 

  • Odaberite valutu u kojoj želite štediti

    Select the currency of your saving

    You can opt to place money in KM or EUR

  • Štedite po povoljnoj kamatnoj stopi

    Save at more favourable interest

    Term deposits carry the most favourable interest rate

     

  • Štedite uz fiksnu kamatnu stopu

    Save at fixed interest

    Make your deposits grow faster at fixed interest.

  • Automatsko obnavljanje Vašeg ugovora

    Automated agreement renewal

    Junior saving with automated renewal option for the same term until your child’s full legal age.

The features of Raffe the Giragge junior saving

  • The maximum deposit amount is KM 30,000 (or equivalent in EUR), but there is no minimum amount.

     

  • During the entire deposit term, the deposit balance must be maintained at a minimum of KM 500 (or equivalent in EUR)

  • Investments may be made during the term of the term without the limited amount of individual payments, provided that the total amount of funds deposited does not exceed the maximum amount of termination.

Find out more

 

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