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What is an accident?


An accident is any sudden event beyond your control, which results in the insured person's death or physical injury (permanent or partial disability), deteriorated health that requires medical treatment in a hospital and/or treatment costs.

  • Which risks can be covered by your accident insurance?
    • Depending on the insurance product type, the following risks can be covered:

         Risk of death by accident

         Risk of death by disease

         Dread disease

         Permanent disability

         Bone fracture

         Medical treatment costs

         Daily hospital stay allowance

  • Who is eligible for accident insurance?
    • Any person up to the age of 75 can be insured by accident insurance.

      Children, adults, close family members can be insured against accident. Also, employees can be insured against accident by the owner/director of their company of employment.